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In the labCash Forecasting Lab

Run your household's cash the way a business does.

A business looks 13 weeks ahead, gives every dollar a job and closes its books each month. Cash Forecasting Lab does the same for your household, with sliders that show what a change does before you make it.

One email when it opens. Nothing else. Or write to feedback@wilderlabs.studio.

Preview from the design. Made-up household.

What it does

Money in, money out, and what's in checking on any day. The same few numbers, put to work the way a business uses them.

See 13 weeks ahead

Checking day by day, built from your paydays, bills and card payments. A tight week shows up early, with ways to cover it.

Give every dollar a job

A monthly plan that counts down to $0.00. Drag a slider or type the exact amount.

Try it before you do it

Fewer hours, a paycheck that stops, a $900.00 car repair. Move a slider and watch the forecast change. Your real plan stays put.

Close the month

Plan against what happened, line by line, with a scorecard that only counts up.

Debt Payoff Lab inside

Payoff order, your card-free date, this week's card payments and a stress test, all on the same numbers.

Built for two

Joint, separate or mixed money. Split shared costs 50/50 or by income, and see what each of you has left.

A look at the design

Screens from the working design, with a made-up household. They'll change as it's built.

13-week forecast
Debt Payoff Lab, inside the app

How you'll get it

Try it in your browser

Opens with a sample household so you can look around. Works on your phone too.

Coming soon

Download for Windows

Your numbers stay on your computer.

Coming soon

Coming to Google Play in 2027

The same app, on your Android phone.

2027

Your numbers stay yours

  • No bank logins. You type a few numbers or add a statement.
  • No ads, and nothing tracking what you do.
  • Your numbers never leave your device.
  • Only the last 4 digits of an account. Never the full number.

Questions

When can I use it?

It's in the lab now. Ask to hear when it's ready and you'll get one email when the browser version opens.

How is it different from Debt Payoff Lab?

Debt Payoff Lab is about getting out of card debt. Cash Forecasting Lab covers the whole household: pay, bills, the monthly plan and the next 13 weeks. Debt Payoff Lab is built into it, so you never enter your cards twice.

Does it connect to my bank?

No. You type a few numbers or add a statement. That's how your numbers stay on your device.

What will it cost?

The price isn't set yet. People on the list hear first.

Is this financial advice?

No. It gives planning math, not financial advice.